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Term Life Insurance for the family

TERM LIFE INSURANCE

Financial security for the important people in your life

Term Life is ideally suited for short term needs as you can lock in the lowest rate today for the length of the term.  Popular products are 10- and 20-year terms; these products are ideal when you want the most coverage possible today at the lowest price.  The insurer promises to pay the face amount on death in exchange for the set premium during the term.

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You can get started with a Term Life application by filling out the life insurance questionnaire on this website.  Just click the button below.

Term Life Insurance — Pro's and Con's

PRO

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  • Well-suited for short term needs as you can lock in the lowest rate today for the length of the term.

  • Ideal when you want the most coverage possible today at the lowest price. 

  • The insurer promises to pay the face amount on death in exchange for the set premium during the term.

  • Popular products are 10 and 20 year term.

CON

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  • Renews at a significantly higher rate.

  • Can be cancelled at the end of the term.

  • You may be priced out of your insurance in the future.

  • your health changes and you become uninsurable during the term.

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