Employee Assistance Program
Professional Counselling and Support for Employees
An employee assistance program can be bolted right into your employee benefit plan or provided on a stand-alone basis. It shows that an employer cares for its employees.
Employee Assistance Programs provide professional counselling to support employees and their families for a variety of life's challenges, like stress, anxiety, depression, addictions, elder care and family harmony, to name a few.
Programs can be basic or robust and include online, phone and face-to-face counselling. Adding this feature signals that the employer cares about their employees' well-being.
We can help you with your employee assistance program and give you details on how it works.
Give us a call at 866-936-1548 today. Or...
What is extended health care?Extended health care can be grouped as whatever the government health plans do not cover might be covered in the group health plans subject to the coverage decisions. Typically items like prescription drugs, chiropractors, massage therapists and physiotherapists and more paramedical providers, Vision care, out of country emergency insurance and a variety of covered items are included in extended health care.
What kind of Extended Group Health plan is best?There are multiple plan types in group health, insured experience rated, insured pooled and self-insured. All plan types can be good; it just depends on your situation.
Are extended health benefits a taxable benefit?Extended health benefits are a non-taxable benefit and, due to this tax treatment ,the market has developed around employers providing coverage to its employees. The plans available in the market are generally available to employers at lower prices and better terms than an employee could buy for themselves.
How does the claims process work?Claims are progressing faster and faster. From pay-direct drug cards with instant payment at point of sale; online and mobile app claims submission; direct service provider submission; the pace of claim reimbursement is increasing all the time. The percentage paid on a claim is typically a choice made in the plan design by the plan sponsor.
Who pays the claims?The insurer or service provider pays the claims.
What is a health spending account?A health spending account is a set amount of money which can be used to pay for CRA eligible medical expenses.